Personal, Business, Home and Vehicle Loans
Help choosing and applying for personal, business, home, property, vehicle and education loans through our partner banks and NBFCs.
Loans
Funding for individuals and for businesses, trusts, societies and institutions, arranged through our partner banks, NBFCs and funding partners.
- Loans
- Depends on the funding partner and the type of funding*
About Fund Provider for Personal and Organisation Needs
Whether you need money for a personal need or funds for your organisation, our desk in Nimta, Kolkata helps you find the right source. We work with partner banks, NBFCs and other funding partners to arrange funding for individuals, businesses, trusts, societies and institutions.
We understand your requirement, suggest suitable funding options, prepare your documents and follow up with the funding partner until a decision is made. The final decision on approval, amount, rate and terms is always taken by the funding partner.
Funding is provided by our partner banks, NBFCs and funding partners, subject to their eligibility checks, policies and written terms. Approval is not guaranteed.
Funding for Every Need
Tell us who the funding is for and what it is for. We match you with suitable options.
Personal funding
For individuals and families.
- Medical and emergency needs
- Education and higher studies
- Wedding and family functions
- Home repair and renovation
- Debt consolidation
Organisation funding
For businesses, firms, companies, trusts, societies and institutions.
- Working capital and day-to-day expenses
- Project and expansion funding
- Machinery and equipment purchase
- Funding for trusts, societies and institutions
- Bridge funding for short-term gaps
Who Needs This Service
- Salaried and self-employed individuals with a personal funding need
- Proprietors, partnership firms, LLPs and companies
- Trusts, societies, NGOs and educational institutions
- Startups and growing businesses looking for project funding
- Anyone unsure which funding option suits them
Key Benefits
One desk for every need
Personal and organisation funding handled by one team.
Right option matched
We compare options from our funding partners for your need.
Documents prepared
Your file is checked and prepared correctly before it is submitted.
Follow-up until decision
We follow up with the funding partner so your case keeps moving.
Eligibility and Applicability
- Individuals aged 21 years or above with valid KYC and a source of income
- Registered businesses, firms and companies with basic financial records
- Registered trusts, societies and institutions
- A clear purpose and repayment plan for the funds
Eligibility, amount, interest rate and security requirements are set by each funding partner and depend on income, credit history, financials and the purpose of the funds.
Documents Commonly Required
Personal funding
- Aadhaar card and PAN card
- Recent photographs
- Income proof: salary slips, ITR or bank statements
- Address proof
Organisation funding
- Registration certificate, deed or incorporation documents
- PAN of the organisation and KYC of partners, directors or trustees
- Financial statements and ITRs for recent years
- Bank statements for recent months
- Project report or purpose of funds, where needed
Document requirements can vary with the lender, product and your profile. We confirm the exact list before you visit. Never share OTPs or passwords with anyone.
Step-by-Step Process
Share your need
Tell us who the funding is for, how much is needed and the purpose.
Options suggested
We suggest suitable funding options from our partners and explain them.
File prepared
We check and prepare your documents and application.
Submitted to partner
Your file is submitted to the funding partner and we follow up.
Decision and payout
The partner decides. If approved, funds are released as per their written terms.
Estimated Timeline and Fees
Estimated timeline
Depends on the funding partner and the type of funding
Personal funding is usually quicker. Organisation and project funding may take longer because of appraisal, verification and any security creation.
Our service fee
Our service fee, if any, is shared with you in writing before we begin.
Lender / third-party charges
Processing fees, interest, stamp duty and other charges are set by the funding partner and payable as per their terms.
* Approval, amount, interest rate and terms are decided by the funding partner. Timelines are indicative.
Common Mistakes to Avoid
- Applying with several lenders at once, which can affect your credit score
- Not having financial records and bank statements ready
- Borrowing more than you can comfortably repay
- Not reading the interest rate, charges and terms before signing
Frequently Asked Questions
Do you give the funds yourselves?
Funding is arranged through our partner banks, NBFCs and funding partners. They decide on approval, amount and terms.
Can a trust or society get funding?
Yes, registered trusts, societies and institutions can apply, subject to the funding partner's policy and their financial records.
What can personal funding be used for?
Medical needs, education, weddings, home repair and other personal needs, depending on the funding partner's product.
Is approval guaranteed?
No. Approval depends on your eligibility, credit history and the funding partner's policy. We help make your file complete so it is processed smoothly.
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Talk to Our Team
Have a Question About Personal & Organisation Funding?
Call, WhatsApp or visit our office. We will explain what applies to you, the documents needed and all charges before you decide.
- Callback during office hours
- Written quote before any work begins
- No obligation to proceed
Speak to an expert
Tell us what you need. We will explain the documents, process and fees before you decide.
Send an Enquiry Chat on WhatsApp Request a Callback