Agreement and Deed Drafting
Rent agreements, partnership deeds, sale agreements, loan agreements, MOUs and other documents drafted or reviewed by advocates on our panel.
Legal Services
Title search, document verification and a written legal opinion before you buy property or take a loan against it, by advocates on our panel.
- Legal Services
- Usually 5 to 10 working days after all documents are received*
About Property Title Check and Legal Verification
Before you buy a flat, house or land, or offer property as security for a loan, you need to know that the seller really owns it and that it is free of disputes and charges. Problems found after payment are hard and costly to fix.
Advocates on our panel examine the title documents, check the chain of ownership, search for encumbrances and approvals and give you a written opinion in plain language, so you can decide with confidence.
Who Needs This Service
- Buyers of flats, houses and land
- Borrowers offering property for a home loan or loan against property
- Families checking papers before a gift, partition or inheritance
- Businesses buying or leasing commercial property
Key Benefits
Chain of title checked
Past deeds reviewed to confirm how the seller came to own the property.
Charges and disputes
Searches for mortgages, attachments and pending matters, as records allow.
Written opinion
A clear report of what was checked, what was found and what to fix.
Before you pay
Problems found before the deal, when they can still be solved.
Eligibility and Applicability
- Residential and commercial property in Kolkata and West Bengal
- Flats from builders and resale property
- Land and independent houses
- Property offered as security to a lender
The opinion is based on the documents provided and the records available for search. It reduces risk but cannot cover facts that are not on record.
Documents Commonly Required
Title documents
- Current sale deed or title deed
- Previous deeds for the chain of title (usually 13 to 30 years)
- Mutation certificate and tax receipts
Approvals and others
- Sanctioned building plan and completion or occupancy certificate, where applicable
- Society or association no-dues letter, for flats
- Builder agreement and RERA details, for new projects
Document requirements may vary depending on applicant type, location and applicable regulations. We confirm the exact list for your case before you share anything.
Step-by-Step Process
Share documents
Give us copies of all property papers you have.
Examination
The advocate studies the chain of title and approvals.
Searches
Searches done at the relevant offices, as applicable.
Legal opinion
You receive a written opinion with any issues and suggested steps.
Estimated Timeline and Fees
Estimated timeline
Usually 5 to 10 working days after all documents are received
Older properties with a long chain of title or missing papers can take longer.
Professional fee
The fee depends on the property and the depth of search. It is agreed in writing before work starts.
Government fees and charges
Search and certified copy fees charged by government offices are payable at actual.
* Timelines are indicative. They can change because of document verification, queries raised by the authority and government processing times, which are outside our control. Approval is decided by the relevant authority under applicable rules.
Common Mistakes to Avoid
- Paying an advance before the title is checked
- Relying only on photocopies without seeing the originals
- Not checking mutation and tax records
- Ignoring approvals for the building or flat
Frequently Asked Questions
When should I get a title check?
Before you pay any significant advance or sign the agreement for sale. It is much easier to solve problems before money changes hands.
The bank will check the title anyway. Do I need my own check?
The bank’s check protects the bank. Your own check protects you and looks at points that matter to you as the owner.
How many years of records are checked?
Usually 13 to 30 years of the chain of title, depending on the property and the documents available.
Can you also draft the agreement for sale?
Yes. See our Agreement and Deed Drafting service.
Related Services
You May Also Need
Home Loan
Loans to buy a flat or house, build on your own land, or renovate or extend your home, through our partner banks and housing finance companies.
Loan Against Property
A larger loan against your house, flat or commercial property, for business or personal needs, through our partner banks and NBFCs.
Talk to Our Team
Have a Question About Property Title Check?
Call, WhatsApp or visit our office. We will explain what applies to you, the documents needed and all charges before you decide.
- Callback during office hours
- Written quote before any work begins
- No obligation to proceed
Speak to an expert
Tell us what you need. We will explain the documents, process and fees before you decide.
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