About Home Loan

A home loan helps you buy a ready or under-construction flat or house, build on your own plot, or renovate or extend your home. It is repaid in EMIs over a long tenure, and the property is the security for the loan.

We check your eligibility, compare offers from our partner banks and housing finance companies, organise your income and property papers, and follow up through valuation and legal checks until the lender decides.

EMI Calculator

Who Needs This Service

• First-time home buyers
• Families building a house on their own land
• Owners renovating or extending their home
• Salaried and self-employed people with stable income
• Borrowers who want to move their home loan to a better offer

Key Benefits

Eligibility and Applicability

• Salaried or self-employed with stable income
• Age and loan tenure within the lender's limits
• A good credit score, with existing EMIs considered
• A property with clear title that the lender approves

Documents Commonly Required

Step-by-Step Process

1. 1

   Eligibility check

   We work out how much you can borrow from your income and EMIs.

2. 2

   Compare lenders

   We share suitable offers and explain the total cost.

3. 3

   Application and documents

   Income and property papers are organised and submitted.

4. 4

   Valuation and legal check

   The lender values the property and checks its title.

5. 5

   Sanction and disbursal

   The loan is sanctioned and paid as per the lender's terms.

Estimated Timeline and Fees

* Approval, amount, interest rate and tenure are decided by the lender after valuation and legal checks.

Common Mistakes to Avoid

• Paying the booking amount before checking loan eligibility
• Not checking the property's title and approvals
• Choosing only on interest rate and ignoring fees
• Stretching the EMI beyond a comfortable share of income

Frequently Asked Questions