Personal, Business, Home and Vehicle Loans
Help choosing and applying for personal, business, home, property, vehicle and education loans through our partner banks and NBFCs.
Investments and Insurance
Help comparing and buying life, health, motor, home, shop and travel insurance, with support for renewals and claims.
- Investments and Insurance
- Motor and travel policies are often issued the same day; life and health policies can take a few days to a few weeks*
About Insurance — Life, Health, Motor and More
Insurance protects your family, your health and your belongings when something goes wrong. But plans, covers and exclusions can be confusing, and many people find out what is not covered only at claim time.
We compare plans for you, explain what is covered and what is not in simple words, and help you buy the right policy. After you buy, we help with renewals and support you when you need to make a claim.
Insurance is the subject matter of solicitation. Policies are issued by the insurer, subject to its underwriting.
Insurance We Help You With
Cover, premium and terms depend on the insurer and your details.
Term Insurance
Pure life cover: a large sum assured for your family at a low premium if something happens to you.
- Age, income and health details
- KYC and income proof
- Medical tests if the insurer asks
Traditional Plans
Endowment and money-back plans that combine life cover with savings and pay a maturity benefit.
- Guaranteed or bonus-linked benefits, as per the plan
- Regular premium for a fixed term
- Maturity or periodic payouts
Pension Plans
Build a retirement corpus and receive a regular income (annuity) after you stop working.
- Deferred or immediate annuity options
- Choice of payout frequency
- Plan terms set by the insurer
Child Education Plans
Save for your child's higher education, with the plan continuing if something happens to the parent.
- Payouts timed with education milestones
- Premium waiver benefit in many plans
- Child and parent details
Health Insurance
Covers hospital bills for you and your family, including cashless treatment at network hospitals.
- Individual or family floater plans
- Health declaration for each member
- Waiting periods for existing illnesses
Motor Insurance
Third-party cover, which is mandatory by law, and comprehensive cover for cars and two-wheelers.
- RC book and previous policy
- No-claim bonus details
- Add-ons such as zero depreciation
Home and Shop Insurance
Protects your home, shop, stock and contents against fire, theft and natural calamities.
- Property and contents value
- Address and ownership details
- Stock details for shops
Travel Insurance
Covers medical emergencies, trip delays and lost baggage while travelling in India or abroad.
- Travel dates and destination
- Passport for international trips
- Age of each traveller
Who Needs This Service
- Earning members who want to protect their family
- Families who need health cover for parents and children
- Car and two-wheeler owners
- Home owners and shop owners
- People travelling within India or abroad
- Anyone whose policy is due for renewal
Key Benefits
Free comparison
We compare plans side by side so you can see cover, exclusions and premium clearly.
Plain explanations
We explain waiting periods, co-payment, sub-limits and exclusions before you buy.
Renewal reminders
We remind you before your policy expires so your cover does not lapse.
Claims support
We help you prepare claim papers and follow up with the insurer.
Eligibility and Applicability
- Individuals and families looking for life or health cover
- Vehicle owners, as third-party motor insurance is mandatory by law
- Home and shop owners who want to protect property and stock
- Travellers who want cover for medical and travel emergencies
Acceptance, premium and cover depend on the insurer's underwriting, your age, health and other details. Always read the policy wording before you buy.
Documents Commonly Required
Identity and address
- PAN card (shared securely after onboarding, not on the enquiry form)
- Aadhaar card or other address proof
- Recent passport-size photograph
Policy-specific papers
- Income proof for high-value life or term cover
- Medical reports, if the insurer asks
- RC book and previous policy for motor insurance
- Property details for home or shop insurance
- Passport and travel dates for travel insurance
Document requirements can vary with the lender, product and your profile. We confirm the exact list before you visit. Never share OTPs or passwords with anyone.
Step-by-Step Process
Understand your need
Tell us what you want to protect, who is covered and your budget.
Compare plans
We compare suitable plans and explain cover, exclusions and premium.
Proposal and documents
We help you fill the proposal form correctly and submit your documents.
Policy issue
The insurer reviews the proposal and issues the policy if accepted.
Renewals and claims
We remind you of renewals and help you with claim papers when needed.
Estimated Timeline and Fees
Estimated timeline
Motor and travel policies are often issued the same day; life and health policies can take a few days to a few weeks
Medical tests and the insurer's underwriting can change the time taken.
Our service fee
We do not charge you for comparing plans. Any other service fee is told to you in writing before we begin.
Lender / third-party charges
You pay the premium, including GST, directly to the insurer. The premium is set by the insurer.
* Policy acceptance, premium, cover and claim settlement are decided by the insurer under its underwriting rules and the policy terms.
Common Mistakes to Avoid
- Hiding existing illnesses or habits in the proposal form
- Buying only on low premium without checking cover
- Letting a policy lapse by missing the renewal date
- Not reading waiting periods, sub-limits and exclusions
- Delaying claim intimation to the insurer
Frequently Asked Questions
Are you an insurance company?
No. We help you compare and buy policies. The policy is issued by the insurer, which also decides on claims.
Is health insurance useful if I have cover from my employer?
Employer cover usually ends when you leave the job. A personal policy keeps you covered. We can explain how both work together.
Can you help with a rejected claim?
We can help you understand the reason and what papers or steps may help. The final decision rests with the insurer.
Is motor insurance compulsory?
Third-party motor insurance is mandatory by law for vehicles on public roads. Comprehensive cover is optional but often useful.
Related Services
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Mutual Funds and SIP
Start a SIP or lump sum investment in mutual funds, including ELSS tax-saving funds and goal-based plans, with help from a mutual fund distributor.
Fixed Deposit (FD)
Deposit a lump sum for a fixed term at a fixed interest rate with partner banks and approved NBFCs.
Talk to Our Team
Have a Question About Insurance?
Call, WhatsApp or visit our office. We will explain what applies to you, the documents needed and all charges before you decide.
- Callback during office hours
- Written quote before any work begins
- No obligation to proceed
Speak to an expert
Tell us what you need. We will explain the documents, process and fees before you decide.
Send an Enquiry Chat on WhatsApp Request a Callback